Future-Proof Banking & Finance

Amidst rising competition and evolving demands, the banking and finance sector must modernize legacy processes, embracing technology and AI to optimize operations and deliver personalized experiences.

80%
of financial services companies have launched at least one AI initiative
86%
of financial institutions prioritize personalization in their digital strategy
Nearly 3x
more advantages enjoyed by digitally mature banks across customer-facing functions

Accompanying your Transformation

Your challenges
Our solutions
API-Led Integration

We use an API-led approach to seamlessly connect legacy banking systems with modern tech. This enables real-time data exchange, enhances customer experience, and boosts operational efficiency. By integrating legacy transactions with modern mobile interfaces, banks ensure compatibility, streamline compliance, and stay competitive in the digital era.

Composable Architecture

Employing composable architecture, our services offer banks the flexibility to implement components designed for specific objectives. By allowing the integration of additional modules without requiring a total system redesign, this method enhances system scalability and reduces maintenance costs. It also fosters innovation by enabling rapid testing of new ideas without disrupting operations.

Full Customization

As the needs of every business and their clients are unique, we understand that the one-size-fit-all approach is no longer suitable. Our solutions are 100% tailor-made, specially designed to help banks and financial institutions personalize experiences for their clients.

Technology & AI Competence

We leverage emerging technologies including AI, Cloud, Automation, Data Analytics, and more to develop transformative solutions. With 33,000+ employees, including 1,100+ data engineers and 1,000+ AI specialists, we are committed to delivering innovations quickly and consistently.

Scalable & Cost-Efficient Delivery Model

We strive for efficiency optimization with flexible pricing plans, suitable for various business requirements. Through our agile Global Delivery Model, we strategically leverage resources from worldwide operations in 30+ countries & territories to deliver high-quality and cost-effective solutions. Our global operations also allow us to provide round-the-clock support for undisrupted operations, quick resource ramp-up, and accelerated speed-to-market.

Industry Standard & Regulatory Compliance

We uphold our products and service offerings to the highest level of global standards and models, including ISO 27001 for information security management, CMMI (Capability Maturity Model Integration) Level 5, and TMMi (Testing Maturity Model Integration) Level 5.

API-Led Integration

We use an API-led approach to seamlessly connect legacy banking systems with modern tech. This enables real-time data exchange, enhances customer experience, and boosts operational efficiency. By integrating legacy transactions with modern mobile interfaces, banks ensure compatibility, streamline compliance, and stay competitive in the digital era.

Composable Architecture

Employing composable architecture, our services offer banks the flexibility to implement components designed for specific objectives. By allowing the integration of additional modules without requiring a total system redesign, this method enhances system scalability and reduces maintenance costs. It also fosters innovation by enabling rapid testing of new ideas without disrupting operations.

Full Customization

As the needs of every business and their clients are unique, we understand that the one-size-fit-all approach is no longer suitable. Our solutions are 100% tailor-made, specially designed to help banks and financial institutions personalize experiences for their clients.

Technology & AI Competence

We leverage emerging technologies including AI, Cloud, Automation, Data Analytics, and more to develop transformative solutions. With 33,000+ employees, including 1,100+ data engineers and 1,000+ AI specialists, we are committed to delivering innovations quickly and consistently.

Scalable & Cost-Efficient Delivery Model

We strive for efficiency optimization with flexible pricing plans, suitable for various business requirements. Through our agile Global Delivery Model, we strategically leverage resources from worldwide operations in 30+ countries & territories to deliver high-quality and cost-effective solutions. Our global operations also allow us to provide round-the-clock support for undisrupted operations, quick resource ramp-up, and accelerated speed-to-market.

Industry Standard & Regulatory Compliance

We uphold our products and service offerings to the highest level of global standards and models, including ISO 27001 for information security management, CMMI (Capability Maturity Model Integration) Level 5, and TMMi (Testing Maturity Model Integration) Level 5.

How We Can Help

We provide specialized technology solutions to support retail banks in delivering secure, modern, and customer-centric digital services. Our focus is on enhancing operational efficiency and elevating the customer experience across all touchpoints.

 

Our services include:

  • Development of mobile and internet banking platforms

  • Digital onboarding with eKYC and biometric verification

  • Loan origination systems

  • Personal finance and budgeting tools

  • API integration with core systems and third-party systems

  • AI-driven analytics for personalized customer engagement

 

With deep industry expertise and a flexible delivery model, we help retail banks accelerate their digital transformation journeys and meet evolving customer expectations with confidence.

 

We support corporate banks in modernizing their systems and delivering secure, efficient services to business clients. Our solutions are designed to streamline operations, enhance client relationships, and support scalable growth.

 

Our services include:  

  • Corporate internet and mobile banking platforms

  • Cash management and liquidity solutions

  • Trade finance and supply chain finance systems

  • Corporate loan origination and approval workflows

  • Customizable dashboards and reporting for corporate users

  • Role-based access control and approval hierarchies

  • Compliance with regional and global regulatory standards

 

By combining deep domain knowledge with proven technology expertise, we help corporate banks deliver robust, future-ready services to their institutional clients.

We enable banks to build, launch, and scale fully digital banking experiences—from digital-first branches to fully cloud-native banks. Our solutions are designed for speed, agility, and a seamless customer journey.

 

Our services include:  

  • End-to-end digital banking platform development

  • Omnichannel onboarding with eKYC, e-signature

  • Cloud-native core integration

  • API-first architecture and Open Banking readiness

  • Personal finance and lifestyle engagement tools

  • AI-driven personalization and customer insights

  • DevSecOps and secure, scalable cloud infrastructure

 

We help banks bring their digital strategy to life-enabling innovation, faster go-to-market, and exceptional digital experiences.

We partner with fintech companies to co-create innovative, scalable solutions that disrupt traditional financial services. Our agile teams help fintechs accelerate product development while ensuring compliance and performance.

 

Our services include: 

  • MVP development and rapid prototyping

  • Digital lending and BNPL platforms

  • Digital wallets and embedded finance solutions

  • API development and third-party integrations

  • Customer onboarding with eKYC and verification tools

  • Cloud-native and microservices architecture

  • Compliance support 

 

With a flexible engagement model and deep fintech expertise, we help startups and scaleups bring bold ideas to market-faster and smarter.

Retail Banking

We provide specialized technology solutions to support retail banks in delivering secure, modern, and customer-centric digital services. Our focus is on enhancing operational efficiency and elevating the customer experience across all touchpoints.

 

Our services include:

  • Development of mobile and internet banking platforms

  • Digital onboarding with eKYC and biometric verification

  • Loan origination systems

  • Personal finance and budgeting tools

  • API integration with core systems and third-party systems

  • AI-driven analytics for personalized customer engagement

 

With deep industry expertise and a flexible delivery model, we help retail banks accelerate their digital transformation journeys and meet evolving customer expectations with confidence.

 

Corporate Banking

We support corporate banks in modernizing their systems and delivering secure, efficient services to business clients. Our solutions are designed to streamline operations, enhance client relationships, and support scalable growth.

 

Our services include:  

  • Corporate internet and mobile banking platforms

  • Cash management and liquidity solutions

  • Trade finance and supply chain finance systems

  • Corporate loan origination and approval workflows

  • Customizable dashboards and reporting for corporate users

  • Role-based access control and approval hierarchies

  • Compliance with regional and global regulatory standards

 

By combining deep domain knowledge with proven technology expertise, we help corporate banks deliver robust, future-ready services to their institutional clients.

Digital Banking

We enable banks to build, launch, and scale fully digital banking experiences—from digital-first branches to fully cloud-native banks. Our solutions are designed for speed, agility, and a seamless customer journey.

 

Our services include:  

  • End-to-end digital banking platform development

  • Omnichannel onboarding with eKYC, e-signature

  • Cloud-native core integration

  • API-first architecture and Open Banking readiness

  • Personal finance and lifestyle engagement tools

  • AI-driven personalization and customer insights

  • DevSecOps and secure, scalable cloud infrastructure

 

We help banks bring their digital strategy to life-enabling innovation, faster go-to-market, and exceptional digital experiences.

Fintech

We partner with fintech companies to co-create innovative, scalable solutions that disrupt traditional financial services. Our agile teams help fintechs accelerate product development while ensuring compliance and performance.

 

Our services include: 

  • MVP development and rapid prototyping

  • Digital lending and BNPL platforms

  • Digital wallets and embedded finance solutions

  • API development and third-party integrations

  • Customer onboarding with eKYC and verification tools

  • Cloud-native and microservices architecture

  • Compliance support 

 

With a flexible engagement model and deep fintech expertise, we help startups and scaleups bring bold ideas to market-faster and smarter.

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Success Stories

See more

Case Study

Accelerate Loan & Credit Application Processing to Less Than 1 Day with AI

One of the world’s largest banks partnered with FPT to build a P2P platform that connects banks and customers for digital lending services. The bank successfully streamlines the loan & credit application process for banks and their customers, cutting processing time from 6 days to within 24 hours.

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Case Study

Cross-Border Payroll & Remittance Solution for 54,000+Migrant Workers

An UK-based bank partnered with FPT to build a payroll and remittance solution for blue-collar immigrant workers. With 24/7 & one-to-many transfer features and built-in consumer protection measures, the bank has helped 54,000+ users send and receive money abroad securely and quickly.

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Case Study

Website Transformation for Enhanced Banking Experience

A top Vietnamese bank struggled with poor UI/UX and an ineffective CMS. Partnering with FPT, the bank has revamped its website, fixed runtime errors, enhanced security with Cloudflare, and integrated a scalable CMS, leading to improved SEO score (80/100) and enhanced user experience with Sitecore.

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Case Study

Digitizing Customer Touchpoints for A Global Bank

An Australian bank faced a system scalability challenge due to monolithic applications and containerized APIs issues. Partnering with FPT, the bank employed a flexible microservices architecture, allowing it to launch a fully digital omnichannel on customer onboarding and grow its customer base.

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Insights

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Press Release
Partnership with IdeatoLife to Transform Software Development Lifecycle FPT Software and the emerging software company IdeatoLife entered a strategic partnership to promote Onex Studio, a hyperautomation and AI-enhanced software development platform. The collaboration will support FPT Software’s vision of accelerating digital transformation for its clients worldwide, with initial focuses on the fintech and e-commerce sectors.
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Press Release
Partnerhsip with Vilja to Advance Digital Banking FPT Software recently entered a strategic partnership with Nordic-leading core banking service provider, Vilja. This partnership will fortify FPT Software’s financial services portfolio to deliver more innovative digital banking solutions to customers worldwide, pioneering diverse innovations that cater to the evolving demands of digital banking, particularly in areas like deposits and loans.
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Blog
Modernizing Legacy Systems in BFSI Industry with AI and GenAI The Banking, financial services, and insurance (BFSI) industry has traditionally been slow to embrace transformation, often hindered by outdated legacy systems that cause them to miss significant opportunities. By modernizing legacy systems, the BFSI industry can unlock many new possibilities. These opportunities can be further amplified through the integration of AI and GenAI, powered by FPT’s xMainframe and CodeVista solutions.
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Blog
Banking 4.0: Revolutionizing Financial Services with Artificial Intelligence Despite the ongoing challenges in the banking industry, it is also an opportunity for banks to innovate, create, and breakthrough for growth. By adopting advanced technologies, banks can establish their leading position and contribute to the strong development of the digital economy.
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Kubernetes: No Longer the Secret Sauce for Modern Banking

Six years after the term "Kubernetes" was first coined, the technology has become an integral part in the global banking system. Kubernetes had once been regarded as the secret sauce for enabling a modern banking system that is stable, secure, and seamlessly operated. Nevertheless, as banks navigate a fast-paced digital landscape and an increasingly complex regulatory scene, Kubernetes no longer remains a nice-to-have but rather non-negotiable. 

Client Testimonial

quote FPT has been established for many years and impressed us with their experiences. Vietnamese engineers have demonstrated high technical capability, good work ethic, and reliable delivery. This gives us confidence that SCV will benefit from their all-round expertise.
Mr. Thorsten Neumann Ventures Technology Lead
SC Ventures | Standard Chartered Bank 

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